Thursday 19th October 2017 Credit Unions all over the world come together to celebrate the great work that credit unions carry out. Renfrewshire-Wide Credit Union (RWCU) established in 2006 by a group of volunteers from different local areas decided to work together, to ensure that everyone who worked or lived in Renfrewshire had access to a credit union.

From their hard work Renfrewshire-Wide Credit Union was born. Ten years later Renfrewshire-Wide Credit Union is proud to be serving our community to provide access to affordable, ethical financial services, as well as working with local schools to educate our young people on the benefits of saving via the RWCU Cash Cubs program.

RWCU’s General Manager, Karen Wallace, said “Our aim at Renfrewshire-Wide Credit Union has always been to promote ethical, affordable financial choices. We believe that our credit union services and products offer the people of Renfrewshire a great value, community-based alternative to the poor deals offered elsewhere.”


A credit union is a ‘mutual’ organisation, this means that it is owned by its members and all the benefits are for members alone, keeping the money in Renfrewshire for the benefit of the people of Renfrewshire. We provide affordable loans at fair rates of interest to meet every day needs, such as replacing a broken washing machine right through to a home extension. We also provide a range of savings plans and other accounts that help members save and manage their money.



With a wide range of products and services why would you not join? Whether you’re saving for a rainy day or looking to access ethical affordable loans then look no further than your local credit union. Being a not-for-profit organisation means it’s about what’s best for YOU, not what makes the most money. This means we are able to offer our members products and services such as –


Savings Accounts

Ethical affordable loans up to £10,000

Christmas accounts

Payroll Deduction

School Credit unions

Funeral Finance

Online account access


For more information on the products and services available please visit for more information.


RWCU is a member of the Financial Services Compensation Scheme established under the Financial services and Markets act 2002. In respect of deposits with a UK office, payments under the scheme are limited to 100% of the first £85,000. This may be subject to change please visit for the latest information.  

RWCU is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) 446350.