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Renfrewshire Council blocks 300 payday loan sites

Renfrewshire Council has become the latest local authority to block access to payday loan websites from computers in its libraries, offices and community facilities.

Some 300 sites have been blocked as part of the council’s strategy to help local people manage their money and avoid getting into debt.

In addition to banning access to payday loans, Renfrewshire Council has created a 45-strong team to provide local people with advice and assistance about the changes to their benefits and money and debt issues.

council-logoCouncillor Michael Holmes, Depute Leader of Renfrewshire Council, said, “The people who use payday loans are often on low incomes. They don’t have savings to fall back on and they struggle to get affordable credit through more traditional ways of borrowing. Payday lenders charge significantly more interest than banks and credit unions; sucking money out of low-income communities.

“The idea behind payday loans is that people borrow a small amount of money and pay it back quickly. But if these loans aren’t repaid within a month, or if the borrower defaults on their payments, interest charges and penalties can cause the debt to spiral out of control.

“One leading payday lender charges 4,214% interest a year. In 12 months this would turn a £30 payday loan into a £1,264 financial millstone.

“The changes to the benefit system are going to take £22million out of the pockets of the poorest people in Renfrewshire. Many of them will be driven to payday lenders to try and make ends meet.

“The council is determined to use its voice and influence to guide people towards affordable credit such as credit unions and protect them from falling into a high-interest debt trap.”

In addition to high interest charges there can be other pitfalls with payday loans.

Councillor Holmes said, “Payday lenders often set up Continuous Payment Authorities when people take out a loan. This gives them the right to take money out of people’s bank accounts even if it puts them into the red. This can lead to overdraft charges which make the situation even worse. It also means the payday lender can help themselves before the person has paid their essential bills such as rent or power bills.

“Payday loans may be easy to understand. They may be simple to use but with an annual interest rate of an eye-watering 4,214%, they can be very, very difficult to repay.”

Peter Tutton, Consumer Policy Officer at Citizens Advice, said, “The problems we see are where short-term credit becomes long-term and people get into a cycle of debt. Many people using these types of loan can’t afford them in the first place, can’t pay them back and end up by taking out multiple loans.”

The Government is currently considering the Office of Fair Trading’s (OFT) review of payday loans and the OFT has opened formal investigations into several lenders.

www.renfrewshire.gov.uk

Provost drops in for charity fundraiser.

Renfrewshire Provost Anne Hall will abseil down Renfrewshire House to raise money for her four chosen charities: Saturday 25th May, stalls and inflatables will be open from 11am abseil commencing around 12.00

Accord Hospice

Hillman Imp Linwood RallySt Vincent’s Hospice

Renfrewshire Carers Centre

and

Renfrewshire Association for Mental Health.

Joining Anne will be the Chief Executive of Renfrewshire Council, along with a representative from each charity. The Provost also hopes to “rope” in some extra volunteers from Renfrewshire Council.

All money donated to the special fundraising bank account (account number 20041937 sort code 82-54-04) will be split equally between the four named charities

In addition, each charity shall be setting up stalls to raise money for their own individual charities.

Overseeing the abseil will be Civil Defence Scotland http://www.civildefencescotland.org.uk/ a Scottish charity with a team of dedicated men and women drawn from all walks of life who promote, develop and maintain CDS as a volunteer national emergency response team. The team comprises volunteers trained in a variety of skills in order to assist, primarily, their local communities and also to respond to incidents in any part of Scotland and elsewhere in the United Kingdom when affected by emergencies and disasters, both man-made and natural.

A bouncy castle will be there to keep the kiddies entertained, provided FREE by Irvin Stringfellow and all money raised from this will also be split between the four charities.

The abseil is the first of several charity events the Provost is hoping to host during her term in office and www.paisley.org.uk wishes her every success in this and future fundraising events.

Anyone wishing to make a donation to these deserving and worthy charities can do so to

Bank Account Number:  20041937 Sort Code: 82-54-04

Clydesdale Bank
1-3 Causeyside Street
Paisley
PA1 1UW

tessera

An internationally famous gospel group is to perform at the Oakshaw Trinity Church Paisley on Saturday 18th May. The group, Tessera, perform regularly on BBC TV Songs of Praise . In 2007, as part of the London Adventist Chorale, they sang at the bicentenary  celebrations of the End of Slavery in Westminster Abbey.  In 2012, they were invited to take part in the Queen’s Jubilee Concert at Buckingham Palace.

Introduced by Adventist Chorale  Director, Ken Burton, they will be performing throughout the day, commencing at 11.15.  Entry is free with donations to ADRA – the Adventist Development & Relief Agency”.

Download the Tessera Poster

 

hardeeps indian takeaway

INDIAN TAKEAWAY WITH HARDEEP SINGH KOHLI

An Evening of Comedy, Cooking and Curry UK TOUR 2013

Kohli’s cookery and anecdotes left a reassuringly warm aftertaste.” «««« The Times

Following the success of his other live shows, Nearly Naked Chef and Chat Masala, Hardeep Singh Kohli would like to invite you to his brand new show, Indian Takeaway.

The country is obsessed with curry. That much we know. But how do Hardeep’s home-cooked curries – the recipes inspired by his Mum and his Gran – compare to the local Indian Takeaways we love and adore? Let’s find out!

At the beginning of each show Hardeep will order a takeaway live on stage for delivery to the theatre, having selected a local Indian takeaway from audience suggestions submitted via HardeepLive.com. He will then order an audience member’s favourite meal. Whilst waiting for the order to arrive Hardeep cooks his own food.

Two curries with side orders of delicious cooking tips and lip-smacking Comedy. What’s not to like?

The ever-affable Glaswegian makes an excellent host and is well worth a taste.” «««« Edinburgh Festivals Magazine

Hardeep’s love of all things culinary has led to him touring the UK constantly for the last three years with his hit shows The Nearly Naked Chef and Chat Masala which have both been huge hits with audiences across the UK. He was also runner-up on the first series ofCelebrity Masterchef which led to two series for UKTV Food, New British Kitchen and Chefs and the City.

His first book Indian Takeaway was nominated for an Independent Book Award and he has written about food for Olive, Observer Food Monthly, The Spectator, The Times, The Sunday Times and various other publications and is a columnist for Waitrose Food Illustrated.

Hardeep is a regular host on Channel 5’s hugely popular current affairs show, The Wright Stuff and has been a regular reporter on BBC1’s The One Show and a guest on BBC 1’s Question Time, and This Week with Andrew Neil. For Channel 4 he has written and presented the BAFTA Award winning In Search of the Tartan Turban, the critically acclaimed and award winning Hardeep Does… and the seminal gambling series 50 Says You’ll Watch This.

As a journalist, his column in Scotland on Sunday called “hardeep is your love” saw him twice nominated in 2007 and 2008 for Scottish Columnist of the Year at the Scottish Press Awards. He is also Contributing Editor on the Spectator Magazine, has written for the Independent on Sunday, The Times, Observer Woman, Conde Nast Traveller to name but a few.

Having started his broadcasting career in radio he still holds the wireless very dear, presenting extensively across Radio 4 and Radio 5 Live and has made a plethora of documentaries for Radios 2, 3 and 4.

www.hardeeplive.com Hardeep’s Indian Takeaway will be at Paisley Arts Centre on Sat 15 June, 7.30pm. Tickets cost £15 (£13 conc) and can be booked by calling 0300 300 1210 or visiting www.renfrewshire.gov.uk/onlinebooking. Hardeep’s show is suitable for ages 14+

 

Machinery firm is 250th Invest in Renfrewshire sign-up

A local firm is engineering itself a brighter future after becoming the 250th company to sign up for the council-run Invest in Renfrewshire programme.

Preston Components Ltd – based in Hillington Park – will receive financial help towards the purchase of new machinery through the scheme.

The sub-contract engineering firm will also receive assistance with marketing and the creation of a new website.

Invest in Renfrewshire is a £7m programme which sees the council work with local firms to boost the local economy and support youth employment.

Since its launch last summer, companies big and small from throughout Renfrewshire have benefited from financial support, such as funding for new equipment, shopfront grants and wage subsidies.

Invest is also creating training and employment opportunities for hundreds of young people within a variety of private-sector employers and the council itself.

Renfrewshire Council Leader Mark Macmillan paid a visit to Preston Components Ltd to congratulate them on being the 250th sign-up, and to see for himself where the funding will be going.

Councillor Macmillan said: “Boosting the local economy and creating opportunities for young people are two of the biggest priorities of this council.

“We have made a significant investment in this area, despite the challenging financial climate.

“Renfrewshire is home to a wide range of companies and we are determined to create an environment in which they can prosper.

“As Invest in Renfrewshire approaches its first anniversary, we want businesses throughout the area to see how the scheme has benefited others and to be aware of the range of packages available to them.

“I would encourage any businesses which have not already done so to get in touch with our economic development team, who will advise on the support they could offer.”

Preston Components Ltd employs 14 people and provides machining and fabrication services for a number of major local firms, including Rolls Royce, Diageo, Scottish Leather Group and Chivas.

The company was established in 1941, and has been in its current location for 25 years.

Robert Campbell, the firm’s managing director, said: “We are about to invest a six-figure sum in new computer-numerically-controlled machines as part of a major refurbishment of our factory ahead of a new contract with Rolls Royce.

“Having this help from Invest in Renfrewshire will make a huge difference to our future plans.

“The assistance we will be getting with marketing will be a huge help – this will allow us to develop our website, which we have been planning for some time.

“It will also help us take on another apprentice in the near future, which is important for the future growth of the company.”

For more information about how Invest in Renfrewshire could help your business, phone 0300 3000 144, or email [email protected]

More information is available at www.investinrenfrewshire.com

glasgow-airport-safety-car

Glasgow Airport reports passenger growth for April 2013

Passenger growth at Glasgow Airport has continued with almost 550,000 people travelling through the airport in April 2013, representing an increase of 0.4% compared to the same period last year.

A strong demand for both domestic and long haul travel coupled with the launch in April of Lufthansa Regional’s direct service to Dusseldorf ensured the airport was able to maintain its steady pattern of growth. Wizz Air’s flights to Warsaw and Gdansk, which launched in March, have also continued to prove popular.

glasgow-airport-safety-carAmanda McMillan, managing director of Glasgow Airport, said: “It is always pleasing to report growth and April was yet another busy month in terms of passenger numbers and route announcements.

“Outwith the launch of the new Lufthansa Regional service there were a number of positive developments. We received confirmation from Thomson Airways we will be the first Scottish airport to welcome the Dreamliner when it arrives on 8 July and British Airways reaffirmed its commitment to Glasgow with the launch of its new £800,000 lounge.

“Our multi-million pound investment programme is underway and passengers will begin to notice work within the terminal, particularly in the check-in hall where we are currently creating more space as we approach the busy summer period.”

Glasgow Airport is investing £17 million in refurbishing and enhancing key parts of the main terminal building, including international arrivals which for many will be the gateway to the 2014 Commonwealth Games.

Find out more here www.glasgowairport.com

 

“Business really does matter in Renfrewshire”

The largest business to business event in Renfrewshire has just completed a successful 2 day residence at the beautifully restored Paisley Town Hall. Ran by Renfrewshire Chamber, “Business Matters in Renfrewshire” a free local B2B event (Business to business) open to all business people, students & school pupils was attended by >500 people over the 2 days.

The business conference on Day 1 attracted an impressive panel of speakers including:

Deputy First Minister, Nicola Sturgeon MSP
Shadow Foreign Secretary, Douglas Alexander MP
Dr Walter Boettcher – Economist – Director, Research and Forecasting Colliers International
Sir Tom Hunter – Scottish businessman, entrepreneur & philanthropist

Hosted by Douglas Fraser, BBC Scotland Business & Economy Editor

Economist Dr Boettcher commented that “….the focus was on the real economy, how to break the hiatus of investment and especially how to capitalise on Scotland’s numerous comparative advantages (energy, engineering & technology, education, to name a few).  The economy may still be lacking traction, but the messages were consistently positive suggesting that a turning point in sentiment is at hand and stronger economic performance within reach.”

B2B1

Sir Tom Hunter – whose first retail outlet opened in Paisley in 1984, gave an inspirational speech and before leaving gave his time to a number of people keen to get some advice from one of Scotland’s most successful business men. Sir Tom, who stayed for the whole event commented “well done, speakers were all good…..it was a good event with an impressive turnout”.

Day 2 attracted 35 exhibitors and offered delegates the opportunity to learn about a broad range of topics from the “How to…” themed seminars including:

How to Build a Brilliant Brand with Fission Creative
How to Ruin Your Brand on Social Media with NSDesign
How to Grow Your Business with Invest in Renfrewshire
How to Improve your Tendering with Renfrewshire Council Procurement Team
How to be a Great Business Leader with Dr Stuart Paul of UWS
How to Deliver Customer Service the Disney Way with Renfrewshire Chamber Board Director & ex Diageo Supply Chain Director Colin Neill

B2B2

Chamber President Tom Johnston said “This was our 1st time adding the business conference to Business Matters in Renfrewshire – and I have to say it went very well. Great speakers and a good turnout of approx. 200 people on day 1. We listen to our members and the Chamber Team used that feedback to improve the 2nd day from last year. Over the course of Day2 – approx. 350 attended. I would like to take this opportunity again to thank all our speakers, exhibitors and the people from Renfrewshire and beyond that attended. I hope what they heard & seen will inspire them to bigger & better things – improve their business and ultimately protect and ideally create jobs in Renfrewshire.

All images from the event are available on the Chamber facebook page – and to see the many twitter comments use the hashtag #b2bpaisley – 200+ tweets used the hashtag

Twitter comments included:

@fissioncreative: #b2bpaisley has been a fantastic event! @RenfrewshireCoC have done an amazing job, seminars were very useful and informative!

@LAShuttleworth – Oh. My. Goodness. #b2bpaisley absolutely fantastic. Colin Neil & Dr. Stuart Paul in particular were excellent. @fissioncreative also great.

‏@FullHouseApps: Hilarious and informative talk from @nsdesign #b2bpaisley

@markmacmillan12: Great turn out from at @RenfrewshireCoC #b2bpaisley event in Paisley Town Hall

‏@ModPhaislig2013: At the #b2bpaisley event in Paisley Town Hall. Lots of interest on #modphaislig2013

 

About Renfrewshire Chamber

Est. in ’64 and based in Paisley at Glasgow Airport, the fully accredited award winning Chamber is run by Chief Exec Bob Davidson and his team.  Bob reports to a Board of Directors chaired by President Tom Johnston. Renfrewshire Chamber is the area’s main business member organisation – whose purpose is to “help Renfrewshire grow & prosper” and have just under 600 members. The Chamber delivers a year round calendar of events and offers a range of member benefits.

For more information on Renfrewshire Chamber of Commerce please visit www.renfrewshirechamber.com

St Mirren Season Ticket’s on sale Today

Season Tickets for Season 2013-2014 are now on sale, (Thursday 9th May) from 10am at both the St Mirren Ticket Office and www.smfctickets.co.uk.

This year we want to encourage new St Mirren fans of all ages to become season ticket holders as we try and build on this season’s Scottish Communities League Cup success.

Not only have we reduced prices for Adult and Concession Season Tickets for the new season but we have also continued our FREE Child 12 & Under season ticket offer to every paying Adult and Concession Season Ticket.

Adults or Concessions Season Tickets in the Reid Kerr College Family (South) Stand can get up to 3 FREE Child (12 & Under) Season Tickets and in the West and Main Stands every paying Adult or Concession Season Ticket can get 1 FREE Child (12 & Under) season ticket.

This offer is available only until 30th June 2013 within the West and Main Stands.

Last season we encouraged many new young supporters through this offer as well as the discounted Family Season Ticket (2 Adults + up to 3 children) and by continuing this for the new season we hope this trend continues and we can build our young fanbase for the future.

This season the season ticket works out for an average Adult as £15 per game (based on 19 home SPL games), saving up to £100, so supporters could potentially miss 5 SPL matches and be no worse off!

The season ticket also guarantees your seat throughout the season and also first opportunity to reserve your seat for Cup matches.

This season we are also offering a unique opportunity to personalise your seat at St Mirren Park with a plaque with your name and seat number on it (your name also appears on the back of a St Mirren top within the plaque) for a cost of £15 per plaque. This can be ordered either at the Ticket Office or online at www.smfctickets.co.uk  simply by selecting to buy a season ticket with plaque, this will automatically add £15 to your transaction.

The Season Ticket prices for Season 2013-2014 are as follows:

Season 2013-14 – buy up to 2nd June 2013

  • Family Ticket Adult Concession 13-17 Child 12 & Under Add 12 & Under Row A Disabled Carer
  • Main Stand (Padded) 325 190 N/A 1 Free with Adult/Concession 45 n/a n/a
  • Main Stand 285 135 N/A 1 Free with Adult/Concession 15 50 FREE
  • West Stand 285 135 N/A 1 Free with Adult/Concession 15 50 FREE
  • South Stand (Family) 500 285 135 60 3 Free with Adult/Concession N/A 50 FREE

Season 2013-14 – from 3/6/2013

  • Family Ticket Adult Concession 13-17 Child 12 & Under Add 12 & Under Row A Disabled Carer
  • Main Stand (Padded) 340 200 N/A 1 Free with Adult/Concession 55 n/a n/a
  • Main Stand 300 145 N/A 1 Free with Adult/Concession 20 £50 FREE
  • West Stand 300 145 N/A 1 Free with Adult/Concession 20 £50 FREE
  • South Stand (Family) 530 300 145 65 3 Free with Adult/Concession N/A £50 FREE

Season 2013-14 – from 1/7/2013

  • Family Ticket Adult Concession 13-17 Child 12 & Under Add 12 & Under Row A Disabled Carer
  • Main Stand (Padded) 350 £205 N/A 90 £60 n/a n/a
  • Main Stand £310 £150 N/A 75 £25 £50 FREE
  • West Stand £310 £150 N/A 75 £25 £50 FREE
  • South Stand (Family) 540 £310 £150 £70 3 Free with Adult/Concession N/A £50 FREE

* – Proof of disability will be required and carer (if required).

** – We would like to remind season ticket holders that the Reid Kerr College South Stand is a Family Stand and therefore we expect no swearing within this Stand. We will continue to work closely with the Police and Stewards to continue to discourage bad language in order that the good work we are doing with local schools encouraging them to support the Club is not wasted. Please assist the stewards and police by pointing out anyone who participates in unacceptable language.

*** – The Family Ticket and the free of charge Child (12 and under) Season Ticket offers can only be purchased directly from the St Mirren Ticket Office – they cannot be bought online.)

Notes

 Concession Season Tickets holders will encompass Senior Citizens, Students, Disabled and Under 18′s.

To renew your season ticket for 2013-2014, this can be done simply by accessing www.smfctickets.co.uk and your St Mirren smart card will automatically be updated or alternatively at the St Mirren Ticket Office (unless you wanted to change your seat then you would need a new smart card).

For telephone orders please call the St Mirren Ticket Office on (0141) 840-6130

Current Season Ticket holders seats will be held until Sunday, 30th June 2013, thereafter all seats will be sold on a ‘first come, first served’ basis.

We hope to count on your fantastic support again next season

Residents asked to do their bit to clean up area

A new drive has been launched to encourage Renfrewshire residents to play their part in helping the area look at its best.

The council’s Do Your Bit campaign aims to get residents to think about things they can do – big and small – to help improve the local environment.

A key strand will be to help locals who want to take part in community clean-up work, such as litter-picking, by offering practical support.

To officially launch the campaign, an event was held in Renfrew’s Kirklandneuk Park, attended by representatives from the council and its partners.


Council staff were joined by around 30 Primary 5 pupils from Kirklandneuk Primary, plus staff from the police and fire service.

The youngsters were equipped with Do Your Bit materials and litter picks, before taking part in a clean-up around the park.

St Mirren players Paul Dummett and Conor Newton also popped along to lend a hand to the tidy-up effort.

The award-winning Street Stuff youth diversionary project, run by the council, St Mirren and a range of other partners, will also support Do Your Bit through its Kick and Collect initiative, which sees youngsters rewarded for community work.

Councillor Eddie Devine, Convener of Renfrewshire Council’s Environment Policy Board, said: “The aim of Do Your Bit is to get people thinking about what they can do to make the area a more pleasant place to live, visit and do business.

“Do Your Bit is about asking people to support the work of the council by having pride in and taking care of their local areas, and helping to improve them for the benefit of everybody.

“We have teams of street cleaners, wardens and other staff who work very hard to improve the local environment.

“But it is impossible to keep the area looking at its best unless people are willing to work with us, and play their part.

“Doing your bit doesn’t need to involve a big contribution. Things like not dropping litter or picking up after your dogs are ways in which you can help.

“Issues like rubbish-dumping, graffiti and fly-posting all have a negative impact on the look of the area.

“If the public are willing to bring these issues to our attention, council staff will be able to do something about them.

“Any schools, employers or community groups who have an idea for a clean-up or environmental improvement project should get in touch.

“Staff will advise on how they can help, whether by providing equipment and practical support, or by suggesting where financial help may be available.”

Kirklandneuk Primary teacher Emma Maxwell added: “We are really active as an eco-school and things like picking up litter are a big part of that.

“It is wonderful for the kids to get out and about for things like this. We have really good links with the community.”

For more information about how you can Do Your Bit, call 0300 300 0300 or email [email protected]

Dance Ihayami Interview and Photographs

Photographs and Interview from when Dance Ihayami visited and performed in Paisley Arts centre recently. Dance Ihayami is Scotland’s Indian dance company, dedicated to the contemporisation of Indian dance. The company challenges ideas about Indian classical dance and creates innovative contemporary work, regularly collaborating with different art forms and media.

Photographs below taken by Alex Kyle for www.paisley.org.uk find more of Alex’s photos here 

Dance Ihayami Interview produced by Peter Greenwood

Interview and photos were courtesy of all the members from Dance Ihayami so we would like to thank them all for their time and the performance was amazing and mesmerising… Find out more by visiting www.danceihayami.org