Updates to our blogs

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How to stay safe when visiting Paisley


Perfectly located just a stone’s throw from Glasgow airport and providing easy access to Glasgow and the whole west coast lowland region, as well as to the Campsies, Paisley is a town with enduring appeal to tourists. In fact, people have been travelling there since at least the 13th century, as its abbey was a major attraction for pilgrims and still draws many admirers today.

The town also has a splendid cathedral and numerous elegant Victorian and Georgian buildings, including an observatory and a museum which celebrates its history of enterprise, from ceramics to weaving and the pattern that carried its name all across the world.

With significantly more affordable accommodation than its larger neighbour, Paisley attracts around 50,000 visitors a year, a number which looks set to rise if it is successful in its bid to become European City of Culture in 2021. If you’re planning a visit, what do you need to know?

River safety

Paisley is built around the River Cart, a tributary of the Clyde. The public gardens adjoining the river are fairly safe, with tall railings, so you can relax and let your children run around. Elsewhere in the town, however, there are some rather precarious river paths. If you choose to cycle on these, it’s important to take the signs seriously – there are areas where you should dismount for you own safety.

Whether you’re cycling or walking, it’s best to avoid them in strong wind. When the weather is good, however, they’re an attractive place to spend time. In summer they’re surrounded by flowers and you can see rare ducks and swans on the water.

Road safety

Paisley’s roads are fairly safe but in recent years there have been some problems with potholes because of the toll taken by rough winters. There’s a central roundabout which some drivers find difficult to manage because of the way the lanes work, and the proximity of the airport means that heavy goods vehicles cut through quite close to the town centre, especially along Love Street.

The centre itself is mostly paved and very friendly to pedestrians, but you’ll need to be patient with multiple crossings as you move in and out of it. It’s worth remembering that people unlucky enough to be injured in UK car crashes can often get compensation to help them recover.

Weather safety

The weather in Paisley is usually mild but in recent years the town has been hit by some powerful storms. It’s important to heed warnings about strong wind and stay indoors if advised to, because tree branches and slates from rooftops can present a serious risk. Paisley has suffered serious flooding in the past and is considered to be at ongoing risk of this, but it is not a routine problem, so as long as you pay attention to warnings you should have no difficulty staying safe.

Overall, Paisley is a very safe place. It’s easy to get around, making it particularly attractive to older visitors, but it’s an appealing destination whatever your age or ability.

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Top 10 things for the senior residents of Paisley to do with their days


For senior citizens who may have just retired, this can be an incredibly exciting time of your life as you bid farewell to the gruelling life of full-time work. However, it can also take some time to adjust to this change in lifestyle. Many senior citizens find it difficult to fill their now empty days, and find a sense of purpose in their activities. Different things will work for different people, but the most important thing is to keep yourself busy and to keep your mind active. Filling your days with activities that enrich your life is a good place to start. Have a look at our list of the top 10 things for you as a senior resident of Paisley to do!

  • Play online bingo

While there are still community centres that run their own  bingo evenings, there is now a new way to enjoy this casual and fun game. You can now play online bingo if you have a computer. This means that you can play whenever you wish! For those who do not feel very confident using the computer, I can assure you that playing bingo online is incredibly easy and does not require much technical know-how. There is also a chat function that allows you to write messages to other people who are playing. This is a lot of fun and can help you make some new friends too.

  • Join a book club

Reading is one of the best ways to spend your time. But sometimes it can be a little bit lonely if you do not have someone with whom to share your opinions. Joining a book club is a great solution to this, and also a wonderful social activity.

  • Go walking with friends

Exercise is so important, and being mobile as you become older can really help you feel young at heart! While you may not be able to run a marathon, going for daily or weekly walks with your friends is a great way to keep active, spend time with your friends, and appreciate the beauty and nature outdoors.

  • Use your time to volunteer

If you want to bring a sense of meaning and purpose to your life now that you are no longer working, volunteering is a fantastic way to do just that! Find a local charity or organisation whose cause is near and dear to your heart. Phone them and ask how you can be of assistance.

  • Take advantage of local classes

You’re never too old to try something new! Why not take advantage of some local classes? The Paisley Art Centre has some great classes on offer.

  • Start your own business

While you technically are retired, you may want a little side business to keep you busy. If you are good at making any food or craft products, you could start a little business and sell your goods at the Paisley farmers’ market.

  • Take up knitting or crocheting

Knitting or crocheting is a perfect activity for the colder months. It is something you can do in front of the telly, or while in bed even! And at the end, you get something practical out of all your work!

  • Play card games or board games socially

Bridge, Scrabble, Boggle, take your pick! Playing card or board games socially is a really fun way to spend time with your friends and family, and keep that competitive edge alive!

  • Gardening

Gardening can be an incredibly relaxing hobby. If you are not already an avid gardener, start small with some potted herbs.

  • Bird-watching

If you enjoy nature and wildlife, taking up bird-watching can be an incredibly interesting and rewarding hobby. Invest in a good pair of binoculars and a notebook to write down all your sightings!

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Relevant Facts with Loans for Bad Credit in the UK


When borrowing funds is the case, there is rarely an opponent more troublesome to face than poor credit. However, lenders only make a number of personal loans available for the borrower after scrutinizing some crucial financial factors including applicant’s credit status. Bad credit can be very probable and does not solely mean that borrower doesn’t repay the loan, off and on financial troubles happen to almost anyone, while personal effort does not work at all. Bad credit simply means that the borrower would likely be to do with faulty funds repayments. Considering these conclusive lines as unfair, one might say that it is difficult to find bad credit loans in the UK financial market; but, it is completely not the case as compared to what is the reality. Financial institutions are becoming growingly caring and flexible in their outlook to allow personal loans proposals that have bad credit history. Loans for Bad Credit in the UK are considerate enough to accept loan proposals that have poor credit history; and are sanctioning numberless loans that have the same issue.


Poor credit history is not only a kind of financial devastation, but also causes a person to lose his/her confidence and become frustrated all and sundry. Sometimes, the loan-seeker does not have enough courage to apply and also does not know where to apply. Consecutive rejections make them believe that there is no way to have a loan from any financial institution. This is because the institutions that decline the proposal of loan blame the bad credit seriously to be the reason of the denial of loans. So, frustration continues as the time passes by. This is why; Loans for Bad Credit in the UK need to be widely shared among people who have problematic financial experiences.

This promotion is not solely to be made in order to highlight institutions that allows bad credit loans but, is to increase people’s consciousness about its availability from the financial perspective. After the refusals from several banks and other financial institutions the applicant may become reluctant for further effort as they clearly indicate the bad credit to be responsible for the ineligibility of achieving any convenient personal loan.

Nowadays, such loan schemes have become more popularized and people with good credit also apply for such loans because of their conveniences and the suitableness of the schemes. Poor credit loan seekers need to have good regular income or have to manage collateral against the loan amount or needs to manage someone as the guarantor of the loan. Since, nearest people like family members, friends are very likely to guarantee the repayments by taking financial responsibility, it is preferred that guarantor loans can be the convenient options for the bad credit holders. Although, guarantors loans have typical restrictions as the borrower needs to comprehensively manage the guarantor to take risk of repayments in case of repayment failure, this is a good means of borrowing funds from institutions with an affordable and reasonable rate of interest. Loans for Bad Credit in the UK are the blessings from the perspective that their schemes include property loans, logbook loans from LogbookCalculator.com, and guarantor loans as the useful schemes for the people with bad credit.

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Anti-poverty programmes save £3m for Renfrewshire residents

(l to r) Renfrewshire Tackling Poverty commissioners Dr Jim McCormick, Prof Sue Ellis (University of Strathclyde), Cllr Mike Holmes and Dr Linda de Caestecker (NHS Greater Glasgow and Clyde director of public health)

Innovative anti-poverty programmes have put more than £3m into the pockets of Renfrewshire’s hardest-pressed families.

(l to r) Renfrewshire Tackling Poverty commissioners Dr Jim McCormick, Prof Sue Ellis (University of Strathclyde), Cllr Mike Holmes and Dr Linda de Caestecker (NHS Greater Glasgow and Clyde director of public health)

(l to r) Renfrewshire Tackling Poverty commissioners Dr Jim McCormick, Prof Sue Ellis (University of Strathclyde), Cllr Mike Holmes and Dr Linda de Caestecker (NHS Greater Glasgow and Clyde director of public health)

Renfrewshire Council’s Tackling Poverty programme was the first of its kind in Scotland – and members of the commission whose report preceded it today returned to Paisley to see how their recommendations are being brought to life.

The programme is made up of more than 50 individual projects covering education, health, income support, employability, and digital and cultural inclusion.

two of the Street Stuff coaches outside Renfrewshire's culture bus - Sarah Beattie and Emma Phelan

two of the Street Stuff coaches outside Renfrewshire’s culture bus – Sarah Beattie and Emma Phelan

Since the programme started in summer 2015 it has:
– allowed almost 1,000 home visits by energy advocates, cutting almost £270,000 from residents’ household bills;
– created 600 new credit unions members across Renfrewshire, saving them £85k in interest payments compared to high-street rates;
– put £84k into year one of a cost-of-the-school day fund – the first of its kind in Scotland – breaking down the barriers for less-affluent pupils;

That work complements the council’s existing Families First early-years scheme, which has helped residents claim £2.7m in benefits they didn’t know they were entitled to.

The Tackling Poverty programme has funded three new Families First locations from earlier this year, to add to the two which had been running in Ferguslie and Linwood since 2013.

Other achievements since the Tackling Poverty programme started include:
– more than 750 primary school teachers trained in literacy coaching through a programme unique to Renfrewshire;
– a 72% reduction in sanctions on Jobseekers Allowance claimants in the area;

The original commissioners included a range of local and national experts from the fields of education, health, housing, industrial relations, social affairs and more.

They and other guests were invited to Paisley Museum for an interactive showcase of some of the key Tackling Poverty Programme projects by the staff running them.

That included a unique scheme to increase literacy skills in partnership with the University of Strathclyde, the award-winning youth diversionary Street Stuff scheme, and a Making Futures project to engage young people in culture.

Renfrewshire Council’s depute leader Councillor Mike Holmes chaired the initial commission and gave the closing speech to visitors at the event.

He said: “Renfrewshire is a diverse area but deep-seated pockets of deprivation remain in some of our communities – as was shown this summer when government stats showed Scotland’s most deprived area was in Ferguslie Park in Paisley.

“These are long-term problems to which there are no easy fixes – and only a long-term solution will suffice.

“But this council was determined to take a fresh approach, which is why we pulled together a group of national experts and prioritised a £6m investment.

“I am pleased to say the work we are doing has attracted widespread attention and Renfrewshire is now recognised as leading the way in taking on poverty – several other Scottish councils have now followed our model.

“Today’s event was a way to thank our commisioners for their input and show them the steps we have made to act on their recommendations.

“I am immensely proud of the work the programme has done over the past 18 months – and would like to thank all the staff from the council and our partners across all 50 projects for everything they are doing.”

Dr Jim McCormick, Associate Director Scotland to the independent Joseph Rowntree Foundation, was one of Renfrewshire’s Tackling Poverty Commissioners.

He said: “Renfrewshire has been one of the first areas to take such a comprehensive view of mapping out the causes of poverty – and across partners, not just the council.

“I see a big focus on removing cost barriers on families. There is reason to be optimistic about the long-term prospects for the area.”

For more information, visit  www.renfrewshire.gov.uk/tacklingpoverty

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Mackay welcomes Age Scotland’s Let’s get moving! Campaign


Age Scotland have launched a new campaign to encourage people to get active.  The campaign, entitled Let’s get moving!, is about encouraging older people to get active by telling the stories of what people, from right across the country do to keep active. To get the ball-rolling, Age Scotland launched the campaign at the Scottish Parliament and asked MSPs to tell us what they do to keep active.


Keith Robson, Head of Charity Services for Age Scotland, commented, “We all know that we could do with getting more exercise, indeed, in a recent survey the charity conducted, we found that only 55% of respondents were getting the recommended minimum of 30 minutes of moderate exercise five times a week.”

“Instead of telling people off for not doing exercise, Age Scotland is taking a different approach and telling the stories of what people do to keep active and why.  We’ve heard from 81 year old ladies who can plank for a minute, grandads taking part in Walking Football and hundreds more and by telling these stories, we hope to inspire more people to get moving!”

Renfrewshire North & West MSP Derek Mackay said:

“The benefits of even the simplest activity can never be overstated.  Personally, I really enjoy cycling and know that staying active is not about running marathons, it’s a simple as getting out for a good walk.

“I commend Age Scotland for their campaign and wish them success in helping to get people active.  A reduction in illnesses such as Type 2 diabetes, heart disease and high blood pressure will not only be a benefit to public resources but will also help to improve the quality that people have in later life.”

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Finance and investment advice for entrepreneurs


Running your own business can be exciting. It sure beats working for an employer and it gives you the opportunity to use your many talents to your advantage. The risk is greater than working for an employer, but being able to make money in more than one way can ensure a better survival rate for your enterprise, and enable you to invest in your own future, too.

Why you should study finance and investing

Of the many businesses that will fail this year, most of them will do so because of poor money management. While every entrepreneur is dreaming of and planning for success, many do not really know as much about good money management and investing as they should. Without it, long-term business survival is less likely.

There really are many things you need to know about finances because money is what will power and enable your business to go forward, so you need to take some time to learn how to use it best to your advantage. Mismanagement of finances, along with poor record-keeping, can easily lead to problems that will make it hard to keep your business afloat.

Investing wisely leads to greater stability

If your new business cash flow is such that it is a struggle to pay the bills that indicates you are already in trouble. By investing your money wisely, or a percentage of it, you can create a reserve supply of cash that is steadily growing. It will also relieve the pressure you will face if you have no reserve and unexpected bills come in. Remember, too, that if you are starting a business that it may be a few months before your new business will realize any profit. Investing money in the right places will enable your reserve to grow. It can also help you to get or stay out of debt.

Diversify investment money for safety

You will have heard it said many times that you should never put all your eggs in one basket. The same thing applies to your investment cash. By placing your investment into different investment tools, such as stocks, bonds, mutual funds, etc., you provide protection for at least part of your investment, in case of economic problems.

Diversification also enables your portfolio to continue to grow. There will be occasions when certain industries or stocks may come to a standstill, or even collapse. By investing your money in different financial instruments you are more likely to have some in sectors that will continue to prosper.

How to learn more about investing

There are several ways to learn about finance and investing:

  • Read books about it – there are plenty of very good books available about finance and investment.
  • Take a college course – colleges offer many courses on the topic. This is an excellent way to learn and the teacher can help with specific queries you might have.
  • Hire a mentor – bringing an expert in to teach you how to make the best use of your money has helped many businesses to continue trading despite financial problems.
  • Take a course on trading in currencies known as Forex – excellent courses are available to teach you how to trade Forex. It is the world’s biggest financial market and serious money can be made by experienced traders and quickly lost by the inexperienced. That is why you must learn how to go about trading before plunging in. The market is always open during the working week and trading is possible day or night.

Every business needs to take steps to invest some money and to do so using sound financial principles. You can protect your business financially by wise investing and also your own pocket.




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How your business can do more for charity


In the current economic climate in the UK, it is obvious that charities need greater support. It can be difficult for individuals and businesses to focus on their own needs and also support others, but there is a great deal to be said for those who back worthwhile causes. In an area like Paisley in Renfrewshire, there are many fantastic local causes requiring backing to support the local community. In this regard, it makes sense for local businesses to get involved with helping charities.

A report undertaken at the end of 2013 by the Directory of Social Change suggests that business support for charities in the UK comes in at around £700m to £800m a year. This accounts for 2% of charity income in the UK. Given that individuals contribute around 43% of charities’ income and statutory sources offer 37%, it is clear that businesses could do more. The level of business support was calculated at 0.4% of pre-tax profits, which is less than the recommended 1%.

Why do businesses support charities?

There are many reasons why businesses support charities. The PR benefits that a company can receive from supporting good causes and providing funding to a charity can create goodwill and generate sales in the long term. There is also the fact that the publicity surrounding charitable deeds can generate more awareness of the company than traditional advertising or promotional methods.

Local and national news outlets won’t provide coverage of a business for its everyday activities, but a company supporting a good cause or a local community is a news story in itself. Quite often, the money spent by a business supporting a local charity is more than compensated for by the increased exposure and media coverage that the business receives.

It is also important for businesses to be aware of their local market and the need to be seen as a community-based company. While the rise of the Internet and social media makes the world a smaller place for businesses, it also increases local awareness. Companies can positively impact upon their reputation and attractiveness to consumers by actively supporting the local community.

Another very strong reason to support a local charity is that your employees will feel a stronger bond with your business. Many companies allow their employees to pick a charity to support, or they may provide backing to a charity nominated by employees or one that is close to their families. This is a fantastic way for a company to engineer loyalty and respect from their employees without having to pay higher wages or improve working conditions.

Depending on the sums of money involved, the charities that are being supported and the nature of the company itself, there may be tax benefits to a company in supporting a charity. This is something that individual businesses should examine and there are often local bodies that will provide further insight into this aspect.

The key benefits that a company can receive from supporting a charity are:

  • Potential tax breaks
  • Employee perks and benefits
  • Free promotion and publicity
  • Networking
  • Creating awareness and picking up new followers
  • Feeling energised or motivated from supporting a local business

The fact that there are so many benefits in supporting charities should ensure that businesses take steps to be more charitable.

Give funds or a portion of profits to charity

Charities always need financial support. Many companies run promotions stating that a certain percentage of their sales on a set day or period will be provided to a charity. This can drive traffic to your site or store and can increase sales, but it also supports a worthwhile cause.

It is important to realise that you don’t need huge sums of money to back a charity, every penny counts. An example of this is found in the work undertaken by Penny Appeal. In taking small change from a wide range of people and businesses, it actually raises enough funds to provide effective poverty relief support around the world.

Allow charity access to your premises to canvass support or raise funds

Sometimes, charities wish to get their message across in a more personalised manner. In this case, a company can help a charity by providing direct access to its audience and customers. Allowing charity workers to canvas or ask for support on your premises or website can generate significant awareness and backing.

Host an event in support of a charity

Many organisations host charity events, creating a fun evening that also provides funding and creates awareness of a local group or significant charity.

Volunteer at a local charity

On occasion, a local business can assist a charity more with its time than with its cash. If your workforce has skills that can benefit a charity, arranging time for employees to volunteer can be of significant benefit to a local charity group.


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How local businesses can revive their finance practices


If you discover that your present way of keeping financial records is not giving you the financial control that you need to run your Paisley business effectively, it is necessary to revive your finance practices. This can give you better management, insight and greater survival rates. It is generally not difficult, especially when you give greater diligence to your money, and when you have the right software to simplify the financial processes you need.

Rearranging financial control

Putting your finances in order requires several things. The first and most important is constant and thorough recordkeeping. It is essential that you keep track of all expenditures and sales. You must know what money is coming in and how much money is going out at all times.

Once you have a system in place to record your transactions and expenditures, it is necessary to analyse the data. From it, you should be able to understand those times of the month when income is lower, as well as knowing when all your bills are due.

The importance of sound financial management

Having good data on your business income and outflow enables you to plan accordingly. You will be able to anticipate slower sales, and then know that you need to spend less during that time. Marketing should decrease at the same time, but increase when you know people are more apt to be in a buying mood.

Without good control of your finances, you are apt to wake up one day and find yourself in serious debt – and with no money to pay the bills. Ignoring it is definitely not going to help. You need money to pay the employees, buy more materials, pay yourself, pay the rent and utilities, and more.

How to revive your business finances

Getting your business back on track financially can be accomplished by following a few simple steps. The sooner you take these steps, the less time it will take to revive your finances. Waiting only lets the problem grow, which means that it will take longer to resolve. To get started, you will need to do the following things.

Choose the right software

There are many software accounting packages out there. Instead of buying one that you really do not need, or that costs too much, determine your needs for it, find one that will meet those needs, and then make your purchase.

Take time to learn the features and benefits

Being able to create charts and trends automatically from the software is essential to keeping your business finances under control. This can give you a quick glance at trends and see problem seasons. Once you have purchased the software, remember that it is only good if you know how to use it. Learn how to use all the features that will help you.

Get caught up on entering data

Once you know how to use it, enter in all your accounting data, and assign someone (or do it yourself) to maintain the records daily, or weekly. If you would rather not get involved in the finances, choosing someone else can enable you to have more time to devote to those aspects of the business that only you can do – focus on your strengths. As an owner, however, you do want to oversee your finances and get regular reports. Keeping your business finances under control depends on this, and it needs to be a priority.

Develop an invoicing system

Creating invoices is a very good way to increase your monthly income. Not only will you be able to tell how much money is owed to your business at a glance, but you will also know how much you can expect to come in. Adding interest and penalties on balances or late payments will provide an incentive for your customers to pay their bills on time, creating a better cash flow for you.

You can reduce the costs of sending out your invoices if you do it through email. It will save time, the cost of labour, printing and stamps, and it can also be processed automatically every month. To use an invoicing system that has everything covered, you can find a range of  invoice templates online.

Find money for savings

Reviving your finances should include having a way to prepare for contingencies. You can expect to have problems sooner or later that will force your business to close, or prevent customers from buying. It could be a natural disaster or an economic one – or even a seasonal one. Having some extra money in the bank is part of having good control of your company’s finances. It will be there during the slow times, providing you with money to get by and keep your business going.

Getting the right software and invoicing system can enable you to revive your finances and become a more stable business. Take action quickly with the right tools and it will also help take some pressure off of you.






How to Adopt Good Spending Habits: 5 Top Tips


How to Adopt Good Spending Habits: 5 Top Tips


Sometimes, it feels like the world is geared up to get you spending money. Relentless TV adverts, tweets from your favourite brands, and even text messages from your most loved retailers can make it really hard to not part with your cash. But there are a number of things you can do if you want to get better at spending. Here are our five top tips for better spending habits so that you’ve got a bit more cash knocking around in your current account at the end of the month.


  1. Plan your spending
    Do a bit of forward planning when it comes to your spending. If you know that your hair needs a trim, for instance, plan it for the following month once you’ve been paid so you know you can afford it. But if you’ve a dental appointment and a car MOT to cough up for in the same month, consider delaying that haircut until you’ve paid for the important stuff first! Planning like this will help you to think about what you spend your money on and help you to prioritise your spending too.


  1. Delay unplanned purchases whenever possible
    Another great tip is to put a bit of time between seeing something you want and actually paying for it. For instance, if you’ve caught sight of a great pair of jeans in a shop window (but didn’t plan to buy a new pair), then don’t allow yourself to head to the counter to pay for them. Instead, commit to giving it a week – or 30 days if you can manage it! Then, see if you still want the jeans. Impulse shopping can cause us to spend more than we mean to, and delaying purchases a bit might see you get better control over your spending.


  1. Don’t spend more than you have to

It’s inevitable you’re going to spend money throughout the month, but you can be smart about how much you spend. Reduce the amount of money you’re spending by buying things in bulk, shopping at cheap stores and supermarkets, and putting off big purchases until sale seasons. For instance, bed linen is often on sale in January, and electronics are reduced in spring. Also, consider switching over your debt too. If you’ve got a logbook loan or another form of finance to pay off, shop around and see if you can switch lenders to get a better deal so that you’re not spending more than you absolutely have to.


  1. Try to distance yourself from bad influences

Next, tackle the people or things who make you spend money! For instance, talk to friends who egg you on to buy things, or partners that aren’t committed to the same financial future as you. Remove shopping apps from your phone, log out of online stores so you can’t just buy things in a few short clicks, and make a deal with yourself not to use your lunch break for a spot of online window shopping. Go for a walk or read a book instead!


  1. Give yourself rewards for good spending habits

Finally, if you’ve been able to implement all these tips successfully, reward yourself! This could mean spending money on yourself, but if you really want to break that habit of thinking that spending equates pleasure, do something else to celebrate. Perhaps a movie night with friends, or a pamper session in your own home would be a nice way to mark the fact you’ve practised great spending habits and will do so again next month?



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Facing redundancy: What are your options?


Facing redundancy: What are your options?


For those facing redundancy things can feel bleak. As the issue of paying bills and getting by becomes hard to comprehend it’s important to take a step back and take a look at your options. If you are unsure what these could be, then read on…

Get everything in order

Before you finish work ensure you have everything in order in regards to future bill payments and accommodation – debts should also be cleared if possible, to ensure your monthly costs are dramatically lowered. Budgeting is something you will need to put in place so your money goes further and can be taken up any time, it simply requires you sitting down and taking a good look at your finances, what you’re spending money on and how you can reduce these costs. Here’s an article on how to budget effectively.

Ensure your redundancy has been handled correctly

When being made redundant some employers might try to cut corners, either to save money or save face, so it’s important you know your rights when it comes to the issue.
You have the right to a fair process, which means the selection process of who to make redundant needs to be carefully considered and people should not be discriminated against in terms of race, age or gender.


You are also entitled to a minimum notice period and according to law this should be at least one week if you have been employed between one month to two years, one week’s notice for each year if you have been employed between two to 12 years and 12 weeks notice for those employed for 12 years or more.

Seek help

There is help available for those who find themselves unemployed. Job Seekers Allowance can help support you while you find a new role, you could also look into tax credits and speak to your local council about a reduction in council tax rates for being out of work. You can make benefits claims on the first day of unemployment and to ensure your financial situation doesn’t worsen it’s important you do so. However, it’s important to note that if you receive redundancy pay this might affect the amount you receive from the Government.

Check if you are owed redundancy pay

It’s imperative that your employer pays you the right amount of redundancy pay if you are owed it. If you have been at the same company for two or more years you will be entitled to redundancy pay of up to a maximum of £479. If your former employer is not offering this it’s important you challenge them, to ensure you receive the money you are owed. Click here to read The Money Advice Service’s in depth post on the matter.